FINANCING FOR PHILIPPINE SMES
Get matched with the right lender for your business.
AIM Funding Solutions connects Philippine SMEs with a vetted network of bank and non-bank lending partners. One application, multiple financing options — no cost to apply.
Free to apply · No obligation · Response within 24–48 hours
Our network spans
WHY APPLY THROUGH US
One application. A whole network of lenders.
Instead of applying bank by bank, tell us about your business once — we do the matching.
HOW IT WORKS
From application to funding, step by step.
Here's exactly what happens after you submit your details — and roughly how long each stage takes.
Apply
Tell us about your business and how much financing you need.
10 min to completeReviewed
We check your details and documents against our lenders' criteria.
24 hrs typical review timeMatched
Your profile is shared with the partner lenders that fit your business.
1–2 days to matchOffer(s)
Receive financing terms directly from matched lenders to compare.
2–5 days to receive offersFunded
Accept the offer that works for you and receive your funds.
Varies by lenderELIGIBILITY
What you'll need to apply.
Having these ready speeds up matching — you don't need every item to start.
- ✓ Business registered with DTI or SEC
- ✓ At least 6 months of business bank statements
- ✓ BIR Certificate of Registration (Form 2303)
- ✓ Minimum monthly revenue (varies by lender and loan type)
- ✓ Valid government-issued ID of the business owner or authorized signatory
GOOD TO KNOW
Illustrative range — actual amounts depend on the matched lender and your business profile.
FINANCING OPTIONS
Products available across our lending network.
The right fit depends on your cash flow needs — your advisor will help narrow this down during matching.
| Working capital loan | ₱200K–₱5M | 3–5 days |
| Invoice financing | ₱300K–₱10M | 2–4 days |
| Equipment financing | ₱500K–₱20M | 5–7 days |
| Term loan | ₱500K–₱15M | 5–10 days |
| Express / short-term loan | ₱100K–₱2M | 1–3 days |
Amounts and turnaround times are illustrative and vary by lender, industry, and business profile.
FREQUENTLY ASKED
Common questions from business owners.
Is there a fee to apply?
No. Applying and getting matched with lenders through AIM Funding Solutions is free, with no obligation to accept any offer.
How long does the process take?
Most businesses hear back within 24–48 hours of applying, with offers typically following within a week, depending on the lender and loan type.
Do I need collateral?
It depends on the loan type and lender. Some working capital and invoice financing products are unsecured — your advisor will walk you through options that fit.
What if I don't qualify with one lender?
That's the advantage of applying through our network. If one lender isn't a fit, we can match you with others based on your profile — no need to start over from scratch.
CHECK YOUR ELIGIBILITY
Tell us about your business.
Financing application
A financing advisor will follow up within one business day — free, no obligation.
PREFER TO TALK FIRST?
Book a free 20-minute call
Walk through your financing needs with an advisor before you apply — no pressure, no cost.
- · Understand which loan types fit your business
- · Get a realistic view of amounts and timelines
- · Ask questions before submitting any documents